Money trouble is difficult enough without the mountain of worry that comes with it.
In fact, it’s the money anxiety that makes us sick, interferes with our productivity, and strains relationships. Finding ways to end financial worry frees our minds to resolve our money woes more efficiently.
Here are 10 ways to put financial worry to rest:
1. Give your body a break.
Worry takes a lot out of you. Balance your system with solid self-care. Sleep and nutritious food keep your mind sharp and clear. Physical activity supports calm and good spirits. A strong, healthy body is less likely to succumb to anxiety. A well-rested mind will be better able to put worry in perspective.
2. Stop and think.
Challenge your financial perceptions. Worry tends to exaggerate. Take a mental step back, and look at your financial issues from a variety of angles. Breathe. Worry will only pressure you unnecessarily, and push you to make rash decisions.
3. Be money mindful.
Worry is all about fear of tomorrow and regrets of the past. Try letting your mind rest only on the present. Observe your money mentality. Become aware of impulses that accompany financial thoughts. Awareness will help you understand your financial patterns and spending triggers more objectively.
4. Do accept the truth.
Philosopher William James said, “Be willing to have it so. Acceptance of what has happened is the first step to overcoming the consequence of any misfortune.” It’s good to face your fear. Especially when it comes to money. Accept consequences. Learn and grow. Begin the work of recovery. You can’t do that expending all your energy on avoidance.
5. Don’t accept defeat.
Hope is a must for surviving any tough situation. Accepting the truth isn’t the same as giving up. Remind yourself of your money goals. Assess their viability and regroup. Worry is exacerbated by inaction.Take the lessons you’ve learned and apply them, even if all you can do is save a pound a day for a while. Small actions count. Keep moving.
6. Change the money talk in your mind.
Resist the urge to continually beat yourself up, blame others, or get bogged down in mental talk about “not making it,” or being a financial failure. Show yourself some compassion. Extend to yourself the same kindnesses you would a loved one who has fallen on hard times.
Financial problems take a toll on your self-esteem, your relationships, and your confidence in the future. To keep money problems from getting blown out of proportion, meet with a trusted counselor, clergy member, or nonjudgmental friend. Unload. Support makes all the difference. Sharing openly helps decrease the risk of worry becoming a deeper anxiety problem, or depression.
8. Trade anxiety for opportunities.
For a while, forget your fear, your embarrassment, and your regrets. Try new things. Build new skills. Embrace new ideas. Go someplace uncharted for you. You may discover new relationships, and/or new insights that reframe your money situation, or open more doors in your life.
9. Talk to people who know.
Worry pretends to be an expert. It is positive you won’t make it, no one can help you, and you’’ll never recover. It whispers anxious thoughts and panic-driven advice all day long. Tune out worry and seek out the advice of a trustworthy local money advice service. Then, you can make informed opinions, and come up with practical options based on truth – not catastrophic thinking.
10. Ease someone else’s worries and you’ll ease your own.
Studies show that happiness and generosity go hand in hand. Give your time and energy to meeting the needs of others, and you may find that your financial worries are put in perspective.
Call Neil Ward Counselling today on 07970 860 711 if you are interested in counselling for anxiety.